Top Rated Credit Cards in 2024 For Teens to Build Credit

March 8, 2024 By: Eliyah A. - CreditMonarch Online Writer01 comments

^{Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.}

Establishing credit as soon as you’re 18 years old is super important. Having a good credit score can help you qualify for an auto loan, a phone bill, a new home, credit cards and so much more!

You are wondering how I get a credit card if I don’t even have a credit score to get approved. Well, the answer is very simple. You would go with a secured credit card. These are the top credit cards for teens to build credit because some of these credit cards provide rewards as well as no annual fee.

With a secured credit card you would need to pay a refundable security deposit to establish your credit limit. So, once you start off with a secured credit card you will then start establishing a credit score giving you the option to apply for non-secured credit cards that have other perks.

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• Secured Card