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You might be applying for a credit card and see the word APR, and are asking yourself what does APR even mean? Well, the term APR refers to an annual percentage rate and is used to compare credit cards and personal loans. It takes into account not just the rate of interest you’ll be charged but also any additional fees or charges.
The annual percentage rate (APR) is the amount of interest that you would have to pay for the year on your credit card. With a 0% intro annual percentage rate (APR), you’re going to be paying no interest for a certain amount of time because its an introductory promotion. After the promotion expires, you pay interest according to the terms of your credit card agreement.
With a 0% intro annual percentage rate (APR) credit card, you will save tons of money because you won’t have to pay any interest anywhere between 6 to 21 months, depending on the 0% annual percentage rate (APR) credit card you choose. Not only that, but you won’t have to pay an annual fee as these credit cards have $0 annual fees, which will help you save even more money. Check out CreditMonarch’s best and most recommended 0% intro annual percentage rate (APR) credit cards listed below.
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