The Main and Hottest Credit Card Network of 2024

March 19, 2024 By: Anna C. - CreditMonarch Online Writer01 comments

^{Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.}

There are several credit card networks to choose from. What is a credit card network? A card network (sometimes called a card association) is an organization that facilitates payment card transactions.  Mastercard is considered a credit card network.

Why choose a Mastercard credit card? A Mastercard is more widely accepted internationally than a Visa card. Mastercard is one of the largest payment networks in the world, along with Visa and Discover. Mastercard credit cards come with their unique set of perks. Mastercard’s has plenty of perks which include cash back, 0% APR, no annual fees, global service purchase protection and identity theft protection.

With a cash back credit card, you could be earning rewards for groceries, dining, gas and more! If you have a major purchase that you need to finance, a 0% APR credit card can help remove the stress by paying the balance overtime interest-free. If you want to avoid paying annual fees and still receive rewards, you can apply for a credit card with no annual fees.

With Mastercard zero liability protection, cardholders are protected by zero liability protection in case someone makes an unauthorized purchase using their card. This includes purchases made online, in person, over the phone or at ATMs.

With Mastercard ID theft protection, you get protection at no extra cost. The service keeps an eye on your credit report for any potential fraudulent behavior, such as the opening of new cards or accounts in your name.

With Mastercard global service, you can report lost or stolen cards, get an emergency card replacement, or cash advance, and find ATMs.

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• 0% APR
• Cash Back
• mastercard
• No annual fee