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Should You Close a Credit Card You Don’t Use?

By: Stephanie H. - CreditMonarch Online Writer0 comments

Closing a credit card you don't use is primarily based on the facts of your situation. Be cautious about the consequences of closing a credit card, as it may...

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The Importance of Pre-Approval in the Homebuying And Car Purchasing Process

By: Stephanie H. - CreditMonarch Online Writer0 comments

Pre-approval in the context of credit and loans is a process wherein a lender evaluates a potential borrower's financial information to determine the maximum amount they are willing to...

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Have You Checked Your Credit Health in 2024?

By: Eliyah A. - CreditMonarch Online Writer01 comments

A credit card is an instrument issued by banks or financial institutions, which allows a person to make their transaction on credit basis. It can be used for consumer...

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