What Is The Age Requirement To Obtain a Credit Card/Credit Score?

March 15, 2024 By: Stephanie H. - CreditMonarch Online Writer01 comments

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You might be asking yourself at what age should I be getting a credit card? The answer is once you are 18 years of age you are allowed to apply for a credit card in the United States. Once you establish credit, by applying for a credit card, you will slowly start to create a credit score. Having a credit card is very important because you need it to establish credit history.

With a credit score you can apply for many things such as an auto loan, a mortgage, a rental application, financing a phone and the list goes on and on.

The best credit card to choose from in this case would be a secured credit card, it can help you build your credit score. You would need to pay a security deposit that is refundable to establish your credit limit. In time, you can apply for an unsecured card and start building your credit history even more!

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