Advertiser Disclosure

General Questions

You have to be 18 years old or older.

We recommend a variety of companies that do. Visit our product page by clicking HERE

We have a variety of credit card categories that we recommend. Find the one that suits you with CreditMonarch. You can see our popular categories HERE

The answer to that question is yes, you may apply for multiple credit cards as do many people. On the other hand, card issuers make the decision as to whether they want to approve your request for an additional card or not. Every card that you apply for counts against your credit as a hard inquiry.  This inquiry usually lowers your credit score.   Issuers at one point may decide not to issue you more credit cards if you already have several inquiries within the last six months and/or too many open credit cards or too much available credit.

CreditMonarch does NOT have any access to your application nor do we have any say in the decision making process. This process is handled directly by the issuing bank through their secured SSL site.

About CreditMonarch

Our office is located in Miami, Florida.

We are a completely independent loan/credit card advising service and our directory of lenders gives you all the information regarding their service and requirements. We help people find the credit card and/or loan that suits them.

We have everything you need all in one place. We help you find various loan options, credit card options, and the ability to check your credit report and score.