Do You Need A Bank Account To Obtain A Credit Card?

April 1, 2024 By: Stephanie H. - CreditMonarch Online Writer01 comments

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Are you a first timer in applying for a credit card? Are you overwhelming yourself with so many questions on how to obtain a credit card? No worries, because here at CreditMonarch we are here to help you find the credit card that suits you best.

As you are applying for a credit card application you may ask yourself if you need a bank account to obtain a credit card? In most cases, you do not need to have a bank account in order to apply for a credit card, but you do, however, need to have a method by which you will pay your credit card bill when it comes. The credit card issuer usually asks whether you have a checking or savings account, and it is helpful to the application process when the answer is a positive one. 

When applying for a credit card without a bank account, be prepared to provide information on how you will pay your credit card balance, in most cases this information will be needed in order to get you approved. For the best suggested credit cards to apply for see the list below.  

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• 0% APR
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