How To Use Credit Cards While Traveling Abroad

April 1, 2024 By: Eliyah A. - CreditMonarch Online Writer01 comments

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The answer to the question of whether you can use a credit card abroad is generally yes. Bringing a credit card could be a good idea if you’re planning to travel abroad. Using your credit card out of the country is not the same as using it in the United States. There are a few things to keep in mind before you use your credit card abroad.

In order to travel abroad, you may need to inform your credit card issuer. Your credit card may be used to withdraw cash at many overseas ATMs, but there may be fees. A credit card issuer or bank will charge a foreign transaction fee for every transaction that is made in a country other than the U.S. The fees may differ depending on the terms and conditions of the credit card or bank.

Using a credit card abroad may be costly because most credit cards impose a foreign transaction fee up to 4% per purchase. In order to avoid these fees, it’s advisable to opt for a card that is more suited for overseas use instead. You can choose a no foreign transaction fee credit card from the recommended list below.

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