Why Beginner Travel Rewards Credit Cards Are Valuable in 2024

May 8, 2024 By: Anna C. - CreditMonarch Online Writer0 comments

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If you’re interested in traveling, credit cards are a great option for booking and paying for your trip. By planning correctly, you can offset a significant amount of your out-of-pocket expenses with the rewards they offer. Travel credit cards that are ideal for beginners often pay for themselves in the form of money saved and headaches avoided.

Many travel credit cards come with a welcome offer that will award you a lump sum of points after spending a certain amount on the card after a specific amount of time. Using your credit card for purchases is still a way to earn points after this, just like using other types of credit cards.

Credit cards are classified into different levels. Although some travel credit cards do not charge an annual fee, many other cards do so in order to keep the card in your wallet. The fees can be anywhere from $95 per year to more than $550 per year. Understanding the value of the included benefits and doing some quick math can often help you decide if a specific card is worth its annual fee. Generally speaking, you’ll want to use your travel credit card when making purchases in order to earn points or miles. There are multiple credit cards that will give you additional bonus points when you spend your money in particular categories or with particular brands.

Here at CreditMonarch, we believe these are the best and most popular beginner travel rewards credit cards in May 2024, check them out!

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• No annual fee
• Travel Credit Card