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7 Responses so far.

  1. Leslie Goldberg says:

    all these tips really gave some wonderful insight about credit cards and how they work!! Thank you so much!!

  2. Julie Martin says:

    WOW!! all these tips really opened my eyes. Thank you so much!!

  3. George Taylor says:

    All these tips are a great help!

  4. Gabriel Banks says:

    What should I do if I want my credit limit to be higher than what the bank already raised it to?

    • Credit Monarch says:

      Hello there. In order to increase your credit limit, you should contact customer service for your credit card and request an increase. Keep in mind that prior to requesting a credit limit increase, the account should be in good standing and with on time payment history for at least a year.

  5. Joan Grant says:

    If my account balance is zero and I do not use my card for a couple of months, What will happen?

    • Credit Monarch says:

      Credit cards should be utilized at least a few times a year. If you did not use the card for a “couple of months”, the credit card issuer will not necessarily close the account due to inactive/dormant activity.

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